Money & banking
Everything on the site about money & banking: practices to vote on, common pricing problems, and the tactics companies use to charge more.
Fair or not?
Forced arbitration and class-action bans
Is it fair to make customers give up their right to go to court or join a class action?
Commission-paid financial advisors
Is it fair for a financial advisor to be paid more for selling certain products to you?
Complaints that go nowhere
Is it fair for a business to ignore your complaint until you go to a regulator?
Common pricing problems
Credit score and credit report services
Paying monthly for credit reports and freezes you can get free
PayPet insurance
Pet coverage with waiting periods, exclusions, and premiums that rise as pets age.
PayTax preparation software
Tax software that starts "free" but charges once your return gets a little more complex.
PayIdentity theft protection services
Paid monitoring plans that sell protections you can often get free from the government.
PayBank account and overdraft fees
Overdraft, monthly and ATM fees add up fast. Learn how to avoid most of them.
PayBuy now, pay later and rent-to-own
Small payments can hide late fees and a much higher total cost.
PayMoney transfer and check cashing fees
Fees and exchange rate markups can shrink the money you send or cash.
PayFuneral services
You have the right to an itemized price list and to buy only what you want.
PayPrepaid debit cards
Monthly, reload, ATM and inactivity fees can drain a prepaid card balance.
How companies charge more
Something unfair in money & banking we haven’t covered? Share what happened.
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